We want to wish you all a very Happy and Healthy New Year.    A new decade is beginning, for many of us we grew up thinking of 2020 as something in the far off future, so far off as to be some space futuristic movie.   But we have made it this far, and we may not be in hover cars, but could not have foreseen being linked to our smart phones and depending on our on-line connection.  Most of us are living a good life that we could not have imagined.   Chris and I feel blessed and thankful.   We look forward to the next decade and wish you all a healthy and happy year ahead!